Privacy Policy

Blue Credit Investment Limited is serious about protecting your online privacy. This Privacy Statement explains our views and practices concerning privacy, and how they may pertain to you as a user of our website.”You” or “Your” means you as a participant in, or as a user of the BlueCredit.ng website. “We” or “Our” or “Us” means BlueCredit.ng. “Our site” means BlueCredit.ng.

SECTION 1 – WHAT DO WE DO WITH YOUR INFORMATION?When you register for one of our programs, we collect the personal information you give us such as your name, address and email address. This enables us to support you on the program you register for.When you browse our site, we also automatically receive your computer’s internet protocol (IP) address in order to provide us with information that helps us learn about your browser and operating system so we can better improve the experience for all our users.Email marketing: With your permission, we may send you emails about new products, free and premium content, and special events.

SECTION 2 – CONSENTWhen you provide us with personal information to register for our program or complete a transaction, we imply that you consent to our collecting it and using it for that specific reason only.If we ask for your personal information for a secondary reason (i.e. newsletter subscription and marketing messages), we will ask you directly for your expressed consent and provide you with an opportunity to withdraw your consent.

You may withdraw your consent at any time by clicking on an “unsubscribe” link which is offered at the bottom of every email we send.You may also withdraw your consent anytime, by contacting us at support@bluecredit.ng.

SECTION 3 – DISCLOSUREWe may disclose your personal information if we are required by law to do so or if you violate our Terms of Service. Also, if our site is acquired or merged with another company, your information may be transferred to the new owners so that they may continue to sell and support our products and services.IMPORTANT: We do not sell, rent or otherwise disclose your personal information to any third parties, including but not limited to advertisers, strategic partners or vendors. Again, we take your privacy very seriously.

SECTION 4 – DATA STORAGEOur email solution is hosted and managed by MailChimp. Your data is stored through MailChimp’s data storage, databases and the general MailChimp application. They store your data on a secure server behind a firewall.Payment:At no point will we share your payment information or BVN (bank verification number) with a third party.

SECTION 5 – THIRD-PARTY SERVICESIn general, the third-party providers used by us will only collect, use and disclose your information to the extent necessary to allow them to perform the services they provide to us.However, certain third-party service providers, such as payment gateways and other payment transaction processors, have their own privacy policies in respect to the information we are required to provide to them for your purchase-related transactions.

For these providers, we recommend that you read their privacy policies so you can understand the manner in which your personal information will be handled by these providers.

In particular, remember that certain providers may be located in or have facilities that are located in a different jurisdiction than either you or us. So if you elect to proceed with a transaction that involves the services of a third-party service provider, then your information may become subject to the laws of the jurisdiction(s) in which that service provider or its facilities are located.

As an example, if you are located in Nigeria and your transaction is processed by a payment gateway located in the United States, then your personal information used in completing that transaction may be subject to disclosure under United States legislation, including the Patriot Act.

Once you leave our website or are redirected to a third-party website or application, you are no longer governed by this Privacy Policy or our website’s Terms of Service.

Links: When you click on links on our site, they may direct you away from our site. We are not responsible for the privacy practices of other sites and encourage you to read their privacy statements.

SECTION 6 – SECURITYTo protect your personal information, we take reasonable precautions and follow industry best practices to make sure it is not inappropriately lost, misused, accessed, disclosed, altered or destroyed.

SECTION 7 – COOKIESBlueCredit.ng utilizes cookies to create a more customized experience for our users and customers. We also use tracking pixels (i.e. Google Analytics) to aid in measuring and tracking where our website traffic is coming from and to track the performance of our site. Finally, we use remarketing pixels from Facebook and Google to aid in customized, targeted follow up advertising.

SECTION 8 – AGE OF CONSENTBy using this site, you represent that you are at least the age of majority in your country or state.

SECTION 9 – CHANGES TO THIS PRIVACY POLICYWe reserve the right to modify this privacy policy at any time, so please review it frequently. Changes and clarifications will take effect immediately upon their posting on the website. If we make material changes to this policy, we will notify you here that it has been updated, so that you are aware of what information we collect, how we use it, and under what circumstances, if any, we use and/or disclose it.

QUESTIONS AND CONTACT INFORMATIONIf you would like to access, correct, amend or delete any personal information we have about you, register a complaint, or simply want more information contact our Privacy Compliance Officer at support@bluecredit.ng.

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